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One of the most common ways is to rely on a fake name or a username that doesn’t provide much information about the person’s true identity. Yes, some online dating sites require users to go through a verification process in order to confirm that they are who they claim to be.

By posting phony information, such as date of birth, where they live, and even false pictures, people online can become just about anyone they want to be. Some do this background check using personally identifiable information, such as Social Security numbers, but a vast majority of these sites only require a credit card.

First comes love, then comes marriage – but where do credit and finances fit in?

From the first few dates up to the exchange of rings and vows and beyond, your financial picture is a part of who you are, and the kind of life you can offer others a role in.

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